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Current Interest Rates

Interest rates are effective as of June 05, 2008 - Fees may reduce earnings

LOAN INTEREST RATES

Home, Auto, Consumer, Commercial, & Agricultural Loans Please call our loan officers
in Kimball at (320)398-3500
or in St. Augusta at
(320)251-6100.

SAVINGS INTEREST RATES

Click here for more information on our savings products

Investors Savings Interest Rates Rate APY*
Available Balance $50 - $2,999.99 1.20% 1.20%
Available Balance $3,000 - $24,999.99 1.79% 1.80%
Available Balance $25,000 + 2.09% 2.10%

Investors NOW Checking Interest Rates Rate APY*
Available Balance $1,000 - $4,999.99 1.00% 1.00%
Available Balance $5,000 - 49,999.99 1.24% 1.25%
Available Balance $50,000 + 1.49% 1.50%

Click here for more information on our Certificate of Deposit products

CD Interest Rates - $1,000 Minimum Rate APY*
6-month 2.67% 2.70%
12-month 2.76% 2.80%
24-month 2.86% 2.90%
36-month 2.96% 3.00%
48-month 3.06% 3.10%
60-month 3.15% 3.20%

CD Interest Rates - $15,000 Minimum Rate APY*
6-month 2.76% 2.80%
12-month 2.86% 2.90%
24-month 2.96% 3.00%
36-month 3.06% 3.10%
48-month 3.15% 3.20%
60-month 3.25% 3.30%

Money Market Account Interest Rates
Rate APY*
Available Balance $2,500 - $49,999.99 1.98% 2.00%
Available Balance $50,000 + 2.23% 2.25%

Click here for more information on our Individual Retirement Accounts

IRA Interest Rates Rate APY*
36-month Variable Rate $250 - $9,999.99 2.73% 2.75%
36-month Variable Rate $10,000 + 2.98% 3.00%

HSA Interest Rates Rate APY*
Available Balance $0.00-$1,999 1.00% 1.01%
Available Balance $2,000-$4,999 1.98% 2.00%
Available Balance $5,000-$19,000 2.47% 2.50%
Available Balance $20,000+ 2.96% 3.00%

*APY refers to Annual Percentage Yield based on simple interest.
At our discretion, we may change the interest rate and annual percentage yield on variable rate accounts daily.