Current Rates

Interest rates are effective as of September 9, 2011 – Fees may reduce earnings

LOAN INTEREST RATES

Home, Auto, Consumer, Commercial, & Agricultural Loans

Please call our loan officers in Kimball at (320)398-3500
or in St. Augusta at (320)251-6100.

SAVINGS INTEREST RATES

Click here for more information on our savings products

Investors Savings Interest Rates Rate APY*
Available Balance $50 – $4,999.99 .25% .25%
Available Balance $5,000 – $49,999.99 .30% .30%
Available Balance $50,000 + .50% .50%
Investors NOW Checking Interest Rates Rate APY*
Available Balance $1,000 – $9,999.99 .20% .20%
Available Balance $10,000 – 49,999.99 .25% .25%
Available Balance $50,000 + .30% .30%
Money Market Account Interest Rates Rate APY*
Available Balance $5,000 – $49,999.99 .45% .45%
Available Balance $50,000 + .50% .50%

Click here for more information on our Certificate of Deposit products

CD Interest Rates – $1,000 Minimum Rate APY*
6-month .40% .40%
12-month .60% .60%
24-month .90% .90%
36-month 1.10% 1.10%
48-month 1.39% 1.40%
60-month 1.59% 1.60%
CD Interest Rates – $15,000 Minimum Rate APY*
6-month 0.50% 0.50%
12-month 0.70% 0.70%
24-month 1.00% 1.00%
36-month 1.19% 1.20%
48-month 1.49% 1.50%
60-month 1.69% 1.70%

Click here for more information on our Individual Retirement Accounts

IRA Interest Rates Rate APY*
36-month Variable Rate $250 – $9,999.99 1.20% 1.20%
36-month Variable Rate $10,000 + 1.30% 1.30%
HSA Interest Rates Rate APY*
Available Balance $0.00-$1,999 0.25% 0.25%
Available Balance $2,000-$4,999 0.60% 0.60%
Available Balance $5,000-$19,000 1.10% 1.11%
Available Balance $20,000+ 1.60% 1.61%

*APY refers to Annual Percentage Yield based on simple interest.

At our discretion, we may change the interest rate and annual percentage yield on variable rate accounts daily.